Personal Financial LiteracyPersonal Finance is a course designed to help students learn to make wise economic decisions in their personal lives. Students learn to find, evaluate, and apply financial information using various tools and methods; set financial goals, develop savings plans, evaluate and use financial services effectively; meet financial obligations, and build and protect personal wealth.
Classroom Expectations Be Respectful:
Be Responsible:
Be Productive:
Late Work Policy:
Tardy Policy:
Classroom Documents: Paychecks and Benefits Unit - This unit discusses finding work you love, work that pays you enough to live comfortably and helps you achieve your financial goals. All that involves making wise choices. And it includes understanding how other factors, such as education and training, affect your career path and earning potential. It also means knowing how employee benefits can add value to your earnings and reduce your costs, such as those for education, training, and insurance. Earnings and Deductions-Student Workbook Banking Services Unit - This unit covers all of the bases of financial services. You'll learn about savings and checking accounts and debits cards and credit cards. We'll also look at how automated services can make your life easier. Budgeting Unit - This unit is designed to help you get smart about the money you earn and the money you spend. You will see where all your money goes, decide if that's how you want to continue spending it, and make a plan to buy the things that are really important to you. Credit Unit - Like any other tool to manage your finances, you can use credit wisely, or you can use it poorly. While some types of credit work better in certain situations than others, they all follow the same basic pattern: buy what you want now and pay for it later. This may sound like a tempting deal, but it comes with a price. In this unit, you will learn about ways to manage your use of credit wisely. Insurance Unit - When you're young and healthy, owning insurance doesn't seem like it should be a high priority. The chances of something bad happening seem remote, and you'd rather not think about that anyway. But misfortune does happen - to expensive things. So everybody needs to think about insurance. |
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